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Systemic Gender Inequality Bane Of Poverty Among Women – Zainab Marwa

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Systemic Gender Inequality Bane Of Poverty Among WomenZainab Marwa—-The founder of Aspire Women Forum, a non-governmental organization, Dr. Zainab Marwa has described systemic gender inequality as one of the major causes of poverty among women in Nigeria especially in North Central part of the country.

Dr. Zainab who stated this in her paper titled “The Intersectionality of Poverty and Gender in North Central Nigeria” presented as the guest lecturer at the 9th Distinguished Public Lecture of the Federal University, Lokoja, Kogi state, regretted that despite several intervention programmes, poverty still persists among women.

“Imagine a land where resources are plentiful, yet the hands that toil hardest remain the most deprived. In the heart of North Central Nigeria, this paradox is the daily reality for millions of women. While the region is celebrated for its rich cultural heritage and abundant resources, its women are caught in the relentless grip of poverty working tirelessly but rarely reaping the rewards of their labour. These women don’t just face economic hardship; they endure a web of systemic inequalities that restrict their progress, dim their potential, and amplify their struggles”, she bemoaned.

“According to the National Bureau of Statistics (2020), 70% of Nigerians below the poverty line are women. North Central Nigeria has a 57.3% poverty rate among women, versus 45.5% among men. Women face education barriers, with 59.3% literacy rate compared to 74.4% for men (UNDP, 2020). Only 21% of women engage in paid employment (ILO, 2020). These statistics represent restricted opportunities and lost potential”, she stated further.

While contextualizing the challenges that make it difficult for women to break the cycle of poverty, Dr. Zainab Marwa noted that “in predominantly Muslim areas, cultural norms may prioritise early marriage for girls, which can limit their educational opportunities.

A woman from a rural community may face significant barriers to owning land due to traditional inheritance laws that favour male relatives.

“In urban settings, women from low-income backgrounds may struggle to access quality healthcare. Intersectionality encourages us to consider how gender, along with factors like ethnicity, marital status, and location, affects a woman’s experience of poverty. For example, a widowed woman in a rural area faces different challenges than a married woman in a city, impacting their access to resources and risk of violence.”

She said intersectionality is a strong reminder that gender and poverty do not exist in isolation but rather intersect in ways that amplify women’s vulnerabilities.

According to her, “this intersection of challenges goes beyond the day-to-day struggles for survival. Women in North Central Nigeria experience the compounding effects of poverty in deeply gendered ways facing not only economic exclusion but also cultural marginalisation that diminishes their voices and overlooks their contributions.

Despite their efforts, women remain largely invisible in the economic and social fabric of their communities, perpetuating cycles of both poverty and disempowerment.

“Women in North Central Nigeria, particularly those from low-income backgrounds, confront simultaneous barriers to education, healthcare, and economic opportunities. Contextual factors, including cultural norms and patriarchal systems, perpetuate inequality. Addressing these issues necessitates a deep understanding of power dynamics, and recognizing the potential of women’s empowerment initiatives to effect change.”

To address these challenges, she said there must be urgent focus on actionable implementation of effective anti-poverty programmes that should adopt a multi-faceted approach to create lasting change.

This, she said must include: economic empowerment; vocational training and skills development programmes; community-based social protection initiatives; improved access to healthcare; education and awareness programmes; deployment of technology as a powerful tool for expanding financial inclusion and access to essential services.

“By implementing these interconnected strategies, we can create a supportive ecosystem that empowers women, enabling them to break free from the cycle of poverty and build a brighter future for themselves and their communities”, she added.

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Alpha Morgan Bank Delivers Historic N1.9 billion PBT in First 10 Months of Operations

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Alpha Morgan Bank Delivers Historic N1.9 billion PBT in First 10 Months of Operations

 

Alpha Morgan Bank has announced a landmark financial performance, recording Profit Before Tax of N1.9 billion in just 10 months of operations, a result that stands as a major milestone in Nigeria’s banking industry and reinforces the Bank’s emergence as one of the country’s most remarkable new-generation financial institutions.

With this performance, Alpha Morgan Bank did not only break-even within an exceptionally short period, but also delivered what is believed to be a record-setting early-profit performance in the Nigerian banking sector, underlining the strength of its strategy, the discipline of its execution and the confidence the market has placed in its business model.

The Bank’s strong debut performance was supported by robust growth across key financial and operating indicators. Highlights of the 10-month financial statement include customer deposit of over ₦103BN, gross earning of ₦13.1 billion, net interest margin of 67%, non-performing loan ratio of 0%.

The performance was driven largely by strong synergy in customer acquisition and branch expansion, a deliberate focus on growth in demand deposits, creation of quality risk assets and balance sheet efficiency. These achievements were further supported by robust operational processes powered by sound technology and systems, management depth and expertise, experience and strategic oversight provided by the Bank’s Board.

Speaking on the performance, the Managing Director, Ade Buraimo, described the result as a significant validation of the Bank’s vision, business model and execution capacity.

“This is more than a financial milestone; it is a strong statement of what is possible when vision, discipline, sound execution, and market opportunity come together. From inception, Alpha Morgan Bank was built to be a commercial bank that is solution-driven and committed to delivering value at scale. To record a PBT of N1.9 billion in our first 10 months of operations is both historic and deeply encouraging. It reflects the dedication of our people, the trust of our customers and the solid foundation we have laid for long-term growth.”

 

 

 

About Alpha Morgan Bank

Alpha Morgan Bank is a customer-centric, innovative, and solutions-driven commercial bank, with a clear commitment to delivering “Satisfying Banking.”

Alpha Morgan Bank commenced operations in March 2025 with the rare distinction of regulatory approval for 14 branches across the country. This early footprint, combined with disciplined market execution, has enabled the Bank to build momentum across key business segments in record time.

Alpha Morgan Bank focuses on:

  • Human-Centred Technology: Digital tools designed for intuitive, everyday relevance and not vanity metrics.
  • Transparent Operations: From pricing to service promises, every process is clear, accountable, and customer friendly.
  • Customer-Centric Innovation: Continuously developing solutions and services driven by customer insights to deliver meaningful value and enhance satisfaction.

More than a financial institution, Alpha Morgan Bank positions itself as a partner in progress. Its vision is to drive possibilities, enable dreams, and reemphasize what it means to experience Satisfying Banking in Nigeria.

More about Alpha Morgan Bank on www.alphamorganbank.com

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BREAKING: PSG Retain Champions League Title After Penalty Shootout Victory Over Arsenal

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BREAKING: PSG Retain Champions League Title After Penalty Shootout Victory Over Arsenal—-French champions edge Gunners 4-3 on penalties in Budapest to secure back-to-back European crowns.

Paris Saint-Germain successfully defended their UEFA Champions League title after defeating Arsenal 4-3 on penalties following a 1-1 draw in the final at Budapest’s Puskás Aréna. PSG became only the second club in the modern Champions League era to retain the trophy in successive seasons.

Arsenal made the perfect start to the final when Kai Havertz fired the Premier League champions into an early lead in the sixth minute, giving Mikel Arteta’s side hope of winning the club’s first-ever Champions League title.

The holders responded in the second half, with Ballon d’Or winner Ousmane Dembélé converting a penalty in the 65th minute after a foul on Khvicha Kvaratskhelia, bringing PSG level and setting up a tense finish.

Neither side could find a winner during the remainder of normal time or extra time, forcing the final into a dramatic penalty shootout. PSG held their nerve from the spot, while Arsenal defender Gabriel missed the decisive penalty, blasting his effort over the crossbar.

The victory caps another remarkable European campaign for Luis Enrique’s side, who reached the final after eliminating FC Bayern Munich in the semi-finals and entered the showpiece as defending champions.

For Arsenal, the defeat is a heartbreaking end to an otherwise historic season. Arteta’s men arrived in Budapest having won their first Premier League title in 22 years and reached their first Champions League final since 2006, but they fell just short of completing a memorable double.

PSG’s triumph further cements their place among Europe’s elite, while Arsenal will be left to reflect on a campaign that brought domestic glory but ended in European heartbreak.

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